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Workers Comp Insurance


If you employ more than 3 employees you are required by law to purchase Workers’ Compensation Insurance for the business to cover your workers.


Traditional Workers’ compensation Insurance

Vision HR Agency has many markets to find the right Workers’ Compensation Insurance policy to fit your needs. From traditional policies to Pay-As-You-Go, Vision HR Agency can research the market to bring you the best value in Workers’ Comp Insurance, such as:


  • Safety Program
  • Drug Program
  • Dividend Program
  • A Rated Carrier
  • Owner Exemptions
  • Multi State Exposure


Licensed Experts help employers properly classify their employee in the correct workers comp class codes for their industry, Secure quotes and explain coverage. Vision HR experts provide guidance and expertise in workers’ compensation insurance, claims management and policy administration.



Pay-As-You-Go Workers Compensation Program

The traditional process of managing workers compensation premiums is costly, tedious and time-consuming. Typically, workers compensation insurance premiums are manually calculated from estimated payroll data collected from expensive annual audits. Fortunately, Vision HR offers to payroll clients a Pay-As-You-Go Workers Compensation Program.


Vision HR’s Pay-As-You-Go Workers Compensation Program changes the way companies manage their workers compensation premiums. Pay-As-You-Go Workers Comp creates an advantage of managing workers compensation insurance payments in real time, thereby allowing for accurate and fiscally responsible cash flow management. The Pay-As-You-Go program eliminates the need for large deposits, installment payments and costly annual year end insurance reconciliation audits.


Pay-As-You-Go makes improving cash flow effortless and convenient while being extremely effective. This program eliminates the uncertainty that is often associated with annual workers compensation payments by basing workers compensation premium payments on the actual payroll rates set by the insurance provider, rather than on estimates. The workers compensation premium calculations are automatically processed through Vision HR.


Benefits of choosing Pay-As-You-Go Workers Compensation:

  • Maximize cash flow by eliminating large upfront installment payments
  • Workers’ compensation premiums based on actual payrolls rather than estimates
  • Real-time evaluation of premium payment history and calculation
  • Eliminate the need for costly year-end insurance reconciliation audits
  • Rated A (Excellent) Financial Size IX by A.M. Best


Vision HR provides experts guidance and expertise in workers’ compensation insurance and
claims management.